Privacy Policy

Last Updated: December 5, 2024

Our Commitment to Privacy

At Allotment Loans for Feds, we understand the importance of protecting your personal and financial information. As a service provider to federal employees, we maintain the highest standards of data security and privacy protection.

Information We Collect

Personal Information

  • Full name and title
  • Date of birth
  • Social Security number
  • Government ID numbers
  • Contact information ([email protected])
  • Employment details and history

Employment Information

  • Federal agency and department
  • Employment status and duration
  • Salary and pay grade
  • Employee ID number
  • Supervisor contact information

Financial Information

  • Bank account details
  • Income information
  • Existing loan obligations
  • Payment history
  • Credit information (when applicable)

How We Use Your Information

Primary Uses

  • Process loan applications
  • Verify federal employment
  • Set up allotment payments
  • Communicate about your account
  • Provide customer service
  • Meet regulatory requirements

Additional Uses

  • Improve our services
  • Prevent fraud
  • Maintain account security
  • Generate anonymous statistical data
  • Comply with legal obligations

Information Protection

Security Measures

  • Bank-level encryption
  • Secure data centers
  • Multi-factor authentication
  • Regular security audits
  • Employee security training
  • Access control systems

Data Storage

  • Secure servers within the United States
  • Encrypted backup systems
  • Limited employee access
  • Regular security updates
  • Compliance with federal standards

Information Sharing

We Share With

  • Federal payroll processors
  • Identity verification services
  • Regulatory authorities
  • Legal requirements compliance
  • Fraud prevention services

We Never Share

  • Information for marketing purposes
  • Unrelated third parties
  • Non-essential service providers
  • External marketing companies
  • Unauthorized personnel

Your Rights

As a federal employee, you have the right to:

  • Access your personal information
  • Request data corrections
  • Obtain processing details
  • Request data deletion
  • Opt-out of certain uses
  • File privacy complaints

Cookie Policy

We Use Cookies For

  • Website functionality
  • Security purposes
  • User authentication
  • Session management
  • Performance optimization

Cookie Controls

  • Browser settings control
  • Opt-out options
  • Cookie preferences
  • Session management
  • Technical requirements

Data Retention

We Retain Data

  • As required by law
  • For account servicing
  • To meet regulations
  • For fraud prevention
  • Per federal guidelines

Deletion Policies

  • Upon request (where permitted)
  • After legal requirements met
  • When no longer needed
  • Following account closure
  • Per retention schedule

Special Protections

Enhanced Security for

  • Social Security numbers
  • Financial accounts
  • Government IDs
  • Employment records
  • Loan documentation

Additional Safeguards

  • Encrypted transmission
  • Secure storage
  • Access logging
  • Regular monitoring
  • Incident response plan

Changes to Privacy Policy

  • Regular policy reviews
  • Update notifications
  • Material change alerts
  • Continued use consent
  • Previous version archive

Contact Us About Privacy

For privacy-related questions: [email protected]

Regulatory Compliance

We comply with:

  • Privacy Act of 1974
  • Gramm-Leach-Bliley Act
  • Fair Credit Reporting Act
  • State privacy laws
  • Federal regulations

Special Circumstances

Legal Requirements

  • Court orders
  • Legal investigations
  • Regulatory compliance
  • Government requests
  • Fraud prevention

Emergency Situations

  • Protect your security
  • Prevent fraud
  • Legal compliance
  • Technical issues
  • Security incidents

Your Choices

Control your information:

  • Account settings
  • Communication preferences
  • Information sharing
  • Marketing options
  • Data access requests

Data Protection Officer

Our dedicated Data Protection Officer ensures:

  • Policy compliance
  • Privacy protection
  • Regular audits
  • Staff training
  • Incident response

International Data

  • U.S. operations only
  • Domestic data storage
  • No international transfers
  • Federal compliance
  • State law adherence

This Privacy Policy may be updated periodically. Please review it regularly. Last Updated: December 5, 2024